Portfolio Manager

Location: Doylestown, PA - Pennsylvania
Date Posted: 02-05-2018

Provide a high level of customer service support for commercial and consumer loans.  This includes assisting lenders with ongoing management of loan portfolio and analyzing/underwriting new and existing loans through analysis of borrower's credit history and financial performance.

  • Obtains loan  request  information  from  commercial lender  or  borrower  to  prepare cash flow analysis, analyze  credit information, financial statements, tax returns and other related information pertaining to the loan.
  • Researches background documentation and reviews personal and business financial statements and tax returns.   Analyzes financial information and communicates with the Loan Officers throughout the process.
  • Reviews and prepares written analysis, spreadsheets, summary and opinion for each loan request or review.
  • Assists commercial loan officers in loan structuring and loan decision process.   Identifies and communicates points of exposure on current loans, as well as possible solutions.
  • Accompanies commercial loan officers on customer calls as needed/directed.
  • Presents loan applications for review.
  • Updates credit files and financial spreads on an ongoing basis.
  • Attend loan committee meetings.
  • Work with the CLO on special projects as assigned and to manage department workflow.
  • Update credit files and financial spreads on an ongoing basis
  • Additional duties as assigned.
  • Strong knowledge of basic banking products, commercial lending products, and ability to match solutions with the borrowers. 
  • Knowledge of Commercial Real Estate lending cash flows and financial ratios
  • Experience in analyzing the following:  personal and corporate tax returns,  Rent Rolls, Personal and Corporate Financial Statements
  • Learning and training on Core System and other related sub-systems in order to generate reports and analysis regarding existing loan portfolios, current productions, and other related portfolio/credit reporting.
  • Well-versed in preparing financial spreads for use in loan presentations.
  • Various loan related duties as needed.
  • Prefer a minimum of 3 years previous commercial loan and underwriting experience in a commercial bank.
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